Earnings Disclaimer

Effective Date: July 11, 2026

This Earnings Disclaimer applies to all websites, educational training programs, videos, downloadable resources, advertisements, emails, social media content, testimonials, interviews, webinars, presentations, and other materials provided by Holiday Lights University LLC ("Holiday Lights University," "HLU," "we," "our," or "us").

By accessing or using our Services, you acknowledge and agree to the terms of this Earnings Disclaimer.

1. No Income Guarantees

Holiday Lights University provides educational training designed to help individuals learn about starting and operating a holiday lighting installation business.

We make no guarantees, representations, or warranties regarding:

• income;
• revenue;
• profit;
• business growth;
• customer acquisition;
• financial success;
• return on investment; or
• any other business outcome.

Every Student's results will vary.

2. Individual Results Will Vary

Success depends upon numerous factors outside the control of Holiday Lights University, including but not limited to:

• effort;
• consistency;
• work ethic;
• communication skills;
• pricing decisions;
• local competition;
• geographic location;
• weather conditions;
• available time;
• financial resources;
• prior experience;
• business management skills;
• marketing execution;
• customer service; and
• overall market demand.

Because these factors differ for every Student, no specific results can be promised.

3. Personal Results Are Not Typical

Throughout our website, educational training, advertisements, videos, emails, and social media, we may discuss our own experiences building a holiday lighting business.

These examples may include topics such as:

• numbers of installations completed;
• business revenue;
• seasonal income;
• customer growth;
• business expansion;
• personal milestones;
• equipment purchases;
• paying for education;
• or other achievements.

These examples reflect our personal experiences.

They should not be interpreted as typical results or as promises of what any Student should expect to achieve.

4. Student Testimonials

Holiday Lights University may publish testimonials, reviews, interviews, photographs, videos, or case studies from Students.

Testimonials represent the genuine experiences of those individual Students.

However:

• they do not represent every Student's experience;
• they are not guarantees of future performance;
• they should not be interpreted as promises of similar results.

Each Student's outcome depends upon their own circumstances and efforts.

5. Financial Decisions

Students are solely responsible for any financial decisions they make, including decisions relating to:

• purchasing equipment;
• advertising;
• hiring employees or subcontractors;
• purchasing inventory;
• business formation;
• financing;
• insurance;
• pricing;
• software;
• vehicles;
• or any other business expense.

Holiday Lights University does not provide financial planning or investment advice.

6. Marketing Examples

Examples of advertisements, pricing strategies, customer communication, proposals, marketing materials, or business systems are provided solely for educational purposes.

Students remain solely responsible for determining whether any marketing strategy, pricing structure, or business decision is appropriate for their own business and local market.

7. Forward-Looking Statements

From time to time, Holiday Lights University may discuss goals, projections, opinions, forecasts, estimates, or expectations regarding operating a holiday lighting business.

These statements are based upon experience and opinion.

They should not be interpreted as guarantees that any future event will occur.

Actual results may differ significantly.

8. No "Get Rich Quick" Claims

Holiday Lights University does not promote or represent its educational training as a "get rich quick" program.

Building a successful business requires:

• consistent effort;
• learning;
• practical experience;
• customer service;
• sound decision-making;
• adaptability; and
• ongoing commitment.

Students should not purchase our educational training with the expectation of guaranteed financial success.

9. Your Responsibility

You acknowledge that:

• you are solely responsible for your business decisions;
• you are solely responsible for your financial outcomes;
• you understand that business involves risk;
• you understand that losses are possible; and
• you accept full responsibility for any actions you take after participating in Holiday Lights University.

10. Contact Information

If you have questions regarding this Earnings Disclaimer, please contact:

Holiday Lights University LLC

holidaylightsuniversity.com

help@holidaylightsuniversity.com